Ayushman Bharat Yojana Online Registration/Login Download 2022

Ayushman Bharat Yojana Online Registration/Login Download

An Introduction to the Ayushman Bharat Yojana (PMJAY).

The Pradhan Mantri Jan Arogya Yojana (PMJAY), often known as the Ayushman Bharat Yojana, is a scheme that aims to assist economically underprivileged Indians who require healthcare.

This health insurance system, which was launched by the Prime Minister on September 23, 2018, covers around 50 crore Indian individuals and has a number of success stories to its credit. As of September 2019, the scheme had empanelled 18,059 hospitals, admitted over 4,406,461 beneficiaries, and issued over 10 crore e-cards.

The National Health Protection Scheme, Ayushman Bharat Yojana, has been renamed Pradhan Mantri Jan Arogya Yojana. This initiative aims to make secondary and tertiary healthcare fully cashless for the poorest members of society. Beneficiaries of the PM Jan Arogya Yojana receive an e-card that can be used at any empanelled hospital, public or private, across the country. It allows you to stroll into a hospital and receive treatment without having to pay any money.

Pre-hospitalization charges are covered for three days, and post-hospitalization expenses are covered for 15 days. Furthermore, around 1,400 treatments are covered, along with any associated expenditures such as OT charges. Every family is covered for Rs. 5 lakh per year under PMJAY, allowing the economically disadvantaged to conveniently obtain healthcare treatments.

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PMJAY health insurance coverage categories: qualifying requirements for rural and urban residents

Through a health insurance policy covering Rs. 5 lakh per family, the PMJAY scheme intends to provide healthcare to 10 crore people, the majority of whom are impoverished or have a lower middle income. There are eight crore families in rural areas and 2.33 crore families in urban areas among the ten crore families. This indicates that the initiative will attempt to serve 50 million individual beneficiaries when broken down into smaller parts.

However, the system has a set of criteria that it uses to determine who is eligible for the health insurance coverage. While the list of PMJAY beneficiaries in rural areas is largely based on lack of housing, low income, and other deprivations, the urban list is based on occupation.

PMJAY rural

According to the 71st round of the National Sample Survey Organization, 85.9% of rural families lack access to any form of healthcare insurance or assurance. Furthermore, 24% of rural families borrow money to obtain healthcare facilities. By offering yearly support of up to Rs. 5 lakh per household, PMJAY hopes to help this sector escape debt traps and access services. According to the 2011 Socio-Economic Caste Census, the plan will help economically disadvantaged families. Households that are enrolled in the Rashtriya Swasthya Bima Yojana (RSBY) will also be covered by the PM Jan Arogya Yojana.

Ayushman Bharat Yojana Online Registration/Login Download 2022
Ayushman Bharat Yojana Online Registration/Login Download 2022

The PMJAY health coverage is accessible in rural areas too.

  • Those who live in houses belonging to a scheduled caste or tribe belong
  • Families with no male members between the ages of 16 and 59 have
  • Beggars and people who rely on alms
  • Families with no members between the ages of 16 and 59
  • Families with at least one physically challenged member but no capable adult
  • Families who are landless and rely on manual labour for a living
  • Tribal groups in their most primitive state.
  • Bonded labourers who have been legally liberated
  • Families were crammed into one-room shacks with no adequate walls or roof.
  • Families of manual scavengers

Urban PMJAY

According to the 71st round of the national sample survey organisation, 82 percent of urban families lack health insurance. Furthermore, 18% of Indians in metropolitan areas have borrowed money in one way or another to cover healthcare costs. Pradhan, Mantri Pradhan Mantri Pradhan Mantri Prad The Jan Arogya Yojana provides support of up to Rs. 5 lakh per family each year to help these families access healthcare. Families of urban workers in the occupational category identified in the 2011 Socio-Economic Caste Census will benefit from the PMJAY. The PM’s Jan Arogya Yojana will also benefit any family registered in the Rashtriya Swasthaya Bima Yojana.

Those who can benefit from the government-sponsored scheme in urban areas include:

  • Chowkidars/washers
  • Ragpickers
  • Mechanics, electricians, and service technicians
  • Domestic assistance
  • Cleaners, gardeners, and sweeping crews
  • Tailors, home-based artisans, or handicraft workers
  • Cobblers, hawkers, and others who labour on the streets or pavements provide services.
  • Plumbers, masons, construction workers, porters, welders, painters, and security guards are all examples of people who work in the construction industry.
  • Drivers, conductors, helpers, cart or rickshaw pullers are examples of transportation workers.
  • Assistants, peons in small companies, delivery boys, shopkeepers, and waiters are all examples of people who work as assistants.

People who are not eligible for health coverage under the Pradhan Mantri Ayushman Bharat Bharat Bharat Bharat Bharat Bharat Bharat Jan Arogya Yojana (January Arogya Yojana):

  • Those that own a two-wheeler, three-wheeler, or four-wheeler, as well as a motorised fishing boat
  • Those who own a piece of mechanised farming machinery
  • Cards having a credit limit of Rs. 50, 000 are eligible.
  • Those who work for the government
  • Those who work in non-agricultural industries that are managed by the government.
  • Those who earn more than Rs. 10,000 per month
  • Those who own refrigerators and telephones,
  • Those who have decent, well-built homes
  • Those who own at least 5 acres of agricultural land should

Medical packages and hospitalisation procedures under the Ayushman Bharat Scheme (PMJAY)

Individuals in particular and families in general can benefit from the Pradhan Mantri Jan Arogya Scheme’s Rs. 5 lakh insurance cover. This single sum is sufficient to cover medical and surgical treatment in 25 different specialties, including cardiology, neurology, oncology, paediatrics, orthopaedics, and so on. Medical and surgical expenses, on the other hand, cannot be paid at the same time.

If several procedures are required, the most expensive package is paid for first, with a 50% waiver for the second and a 25% reduction for the third.The PMJAY scheme, which is part of the broader Ayushman Bharat Yojana umbrella scheme, has no waiting period for pre-existing conditions, unlike other health insurance schemes. If a beneficiary or a member of their family requires hospitalisation, they are not required to pay anything as long as they are admitted to a government or private hospital that has been accredited.

A 60:40 cost-sharing arrangement between the centre and the states allows for cashless treatment and hospitalisation. After being verified as a bonafide recipient, a specially trained Ayushman Mitra will award you or a family member with a health card. They run kiosks in hospitals for people who aren’t aware of the PMJAY programme.

With these details, you can take advantage of the Pradhan Mantri Jan Awas Yojana’s features or assist someone else in receiving the healthcare coverage benefit.

PMJAY illness coverage: The following is a list of critical diseases that are covered under PMJAY. The Jan Arogya Yojana (Jan Arogya Yojana) is a government initiative.

PMJAY provides funding of up to Rs. 5 lakh per family per year to help families obtain secondary and tertiary care. This help is available for childcare treatments as well as pre-existing conditions. Over 1,350 medical packages are covered by PMJAY at empanelled public and private hospitals.

The following are some of the critical illnesses that are covered:

  • Prostate cancer is a type of cancer that affects men.
  • Bypass grafting of the coronary arteries
  • Replacement of two valves
  • Angioplasty of the carotid arteries using a stent
  • Replacement of the pulmonary valve
  • Surgery on the base of the skull
  • Gastric pull-up with laryngopharyngectomy
  • Fixation of the anterior spine
  • Tissue expander for post-burn deformity

Here are some of the PMJAY exclusions:

  • OPD
  • drug rehabilitation programme
  • Procedures relating to cosmetics
  • Procedures relating to fertility
  • Transplantation of organs
  • Diagnostics for individuals (for evaluation)

In India, there are several advantages to having health insurance.

The biggest benefit of having a health insurance policy is that you may receive medical treatment without having to worry about your finances being strained. Furthermore, because many Indians borrow money informally to pay medical bills, using PMJAY’s capabilities helps them prevent falling into a debt trap. Under PMJAY, you can seek treatment for up to Rs. 5 lakh, but you can also get health insurance from Bajaj Finserv to get extra coverage and benefits for yourself and your family.

You can also look into alternative health insurance options, such as Pocket Insurance by Bajaj Finserv, which offers affordable premiums tailored to your personal needs. Furthermore, you can quickly apply for these plans online. For example, Dengue Cover assists you in paying for diagnostic tests if you develop malaria or dengue fever, while Hospital Cash Cover provides you with daily cash support of up to Rs. 1,000 per day to cover a variety of charges. You can also buy plans like Adventure Cover if you get hurt or Kidney Stones Cover if you have kidney stones. Regardless of the policy you choose, you may get a lot of coverage for a low price and safeguard every area of your health right now.

Ayushman Bharat registration: What is the Ayushman Bharat Yojana and how can I apply for it? (application process)

PMJAY does not have a specific Ayushman Bharat registration method. All beneficiaries identified by the SECC 2011 and those previously enrolled in the RSBY scheme are eligible for the PMJAY. However, here’s how to see if you’re qualified to receive PMJAY benefits.

  • Click on “Am I Eligible” on the PMJAY portal.
  • Click “Generate OTP” after entering your mobile number and CAPTCHA code.
  • Then search by name, HHD number, ration card number, or cellphone number in your state.
  • You can check if your family is covered under PMJAY based on the search results.

You can also contact any Empanelled Health Care Provider (EHCP) or call the Ayushman Bharat Yojana call centre at 14555 or 1800-111-565 to see if you are qualified for PMJAY.

PMJAY patient card creation under the Ayushman Bharat Yojana

You can work toward receiving an e-card after you are eligible for PMJAY benefits. Before providing a card, the PMJAU kiosk will verify your Aadhaar or ration card. A government-certified list of members, a PM letter, and an RSBY card are examples of family identity proofs that can be generated. The e-card is printed together with the unique AB-PMJAY ID after the verification is finished. This can be used as evidence at any time in the future.

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FAQ

आयुष्मान कार्ड कैसे बनवाएं?

आप सबसे पहले CSC(कॉमन सर्विस सेंटर) ऑफिस में जाएं।
आपको अपने साथ सभी जरुरी दस्तावेज ले जाने होंगे।
जिसके बाद केंद्र के अधिकारी आपके अंगूठे का निशान स्कैन करेंगे।
जिसके बाद आपका नाम लिस्ट में चेक किया जायेगा।
यदि आपका नाम लिस्ट में होगा तो आपको कुछ समय पश्चात आयुष्मान भारत गोल्डन कार्ड मिल जायेगा।

What is the eligibility of Ayushman Bharat Scheme?

Only economically weaker families can apply for Pradhan Mantri. Jan Arogya Yojana Families that have a kutcha house and a woman as the head of the family and no adult person between the ages of 18 and 59 years is present in their family can apply to make an Ayushman card.

Who can get Ayushman card?

More than 10 crore Indian families will benefit from the government of India’s scheme.For this, you will have to make a card for Ayushman Bharat, for which some important eligibility has been prescribed. By obtaining this card, eligible individuals can receive free hospital treatment worth up to 5 lakhs.

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